{"id":9595,"date":"2023-09-26T14:11:26","date_gmt":"2023-09-26T12:11:26","guid":{"rendered":"https:\/\/origin.oskar.de\/?page_id=9595"},"modified":"2024-10-07T12:02:30","modified_gmt":"2024-10-07T10:02:30","slug":"zinsinvest","status":"publish","type":"page","link":"https:\/\/origin.oskar.de\/zinsinvest\/","title":{"rendered":"OSKAR ZinsInvest"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"9595\" class=\"elementor elementor-9595\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f571c27 elementor-section-stretched elementor-section-height-full herobackground elementor-reverse-mobile elementor-reverse-tablet elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"f571c27\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-11bb6c75 left-column\" data-id=\"11bb6c75\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2810416 elementor-widget elementor-widget-raven-image\" data-id=\"2810416\" data-element_type=\"widget\" data-widget_type=\"raven-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-image\">\n\t\t\n\t\t\n\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1401\" height=\"187\" src=\"https:\/\/origin.oskar.de\/wp-content\/uploads\/2023\/10\/img-zinsinvest.svg\" class=\"attachment-full size-full wp-image-9645\" alt=\"\" \/>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48f60bb3 elementor-widget elementor-widget-heading\" data-id=\"48f60bb3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">3,3 % Zielrendite: Automatisch von Zinsen profitieren*<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-788c5876 elementor-widget elementor-widget-text-editor\" data-id=\"788c5876\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Die smarte Alternative zum Tagesgeld: Mit der ZinsInvest Strategie von hohen Zinsen durch ein automatisiertes Investment in Anleihen- und ETFs auf den Geldmarkt profitieren.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-344f22b elementor-align-right elementor-widget__width-auto elementor-widget-mobile__width-inherit elementor-widget elementor-widget-raven-button\" data-id=\"344f22b\" data-element_type=\"widget\" data-settings=\"{&quot;turn_to_popup_action_button&quot;:&quot;no&quot;}\" data-widget_type=\"raven-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-widget-wrapper\">\n\t\t\t<a class=\"raven-button raven-button-widget-normal-effect-none  raven-button-text-align-center raven-button-link elementor-animation-none\" href=\"https:\/\/mein.oskar.de\/onboarding\/consent\">\t\t\t\t<div class=\"raven-button-overlay\" ><\/div>\n\t\t\t\t<span class=\"raven-button-content\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"button-text-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"raven-button-texts-wrapper\">\n\t\t\t\t\t\t\t<div class=\"button-text\">\n\t\t\t\t\t\t\t\t<span class=\"raven-button-text\">\n\t\t\t\t\t\t\t\t\tJetzt loslegen\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/a>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c98dd2a elementor-align-left elementor-widget__width-auto elementor-mobile-align-center elementor-widget-mobile__width-inherit elementor-widget elementor-widget-raven-button\" data-id=\"c98dd2a\" data-element_type=\"widget\" data-settings=\"{&quot;turn_to_popup_action_button&quot;:&quot;no&quot;}\" data-widget_type=\"raven-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-widget-wrapper\">\n\t\t\t<a class=\"raven-button raven-button-widget-normal-effect-none  raven-button-text-align-center raven-button-link elementor-animation-none\" href=\"#start\">\t\t\t\t<div class=\"raven-button-overlay\" ><\/div>\n\t\t\t\t<span class=\"raven-button-content\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"button-text-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"raven-button-texts-wrapper\">\n\t\t\t\t\t\t\t<div class=\"button-text\">\n\t\t\t\t\t\t\t\t<span class=\"raven-button-text\">\n\t\t\t\t\t\t\t\t\tMehr erfahren\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/a>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-797bf166 elementor-widget elementor-widget-text-editor\" data-id=\"797bf166\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Die Kapitalanlage ist mit Risiken verbunden. OSKAR Portfolios verwaltet von Scalable Capital.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-21b3e360\" data-id=\"21b3e360\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3de6610f elementor-widget elementor-widget-spacer\" data-id=\"3de6610f\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-94fffb5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"94fffb5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3d8b385\" data-id=\"3d8b385\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6d334dd elementor-widget elementor-widget-menu-anchor\" data-id=\"6d334dd\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"start\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-566edf20 elementor-section-stretched elementor-section-content-space-between elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"566edf20\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7b921a34\" data-id=\"7b921a34\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c0e6112 elementor-widget elementor-widget-text-editor\" data-id=\"c0e6112\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>*Die angestrebte Rendite ist variabel und betr\u00e4gt 3,3 % pro Jahr vor Kosten zum Stichtag 04.10.2024. Sie wurde als gewichtete Effektivverzinsung der Portfoliobestandteile mittels Daten der Emittenten bestimmt. Die Serviceverg\u00fctung der Oskar.de GmbH, die Verg\u00fctung f\u00fcr die Verm\u00f6gensverwaltung sowie die Kosten f\u00fcr den Wertpapierhandel liegen insgesamt bei 0,7% p.a. f\u00fcr einen Portfoliowert ab 50.000 Euro, 0,8% p.a. f\u00fcr einen Portfoliowert von 10.000 Euro bis weniger als 50.000 Euro und bei 1% p.a. f\u00fcr einen Portfoliowert von weniger als 10.000 Euro. Hinzu kommen externe Produktkosten f\u00fcr die Finanzinstrumente in H\u00f6he von 0,13% p.a. Die angegebene Zielrendite ist eine Prognose und kein verl\u00e4sslicher Indikator f\u00fcr die k\u00fcnftige Wertentwicklung.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-78600de elementor-section-stretched elementor-section-content-space-between elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"78600de\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-11a785e\" data-id=\"11a785e\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c8f55f4 elementor-widget elementor-widget-heading\" data-id=\"c8f55f4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">So funktioniert OSKAR ZinsInvest<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a942887 elementor-widget elementor-widget-text-editor\" data-id=\"a942887\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Die ZinsInvest Strategie verfolgt das Ziel, bei einer kurz- bis mittelfristigen Anlagedauer von hohen Zinsen zu profitieren.<\/p>\n<p>Das Portfolio investiert in kurzlaufende, relativ schwankungsarme Anleihen-ETFs sowie ETFs auf den Geldmarkt. Der Fokus liegt dabei auf einer breit gestreuten Anlage in Unternehmensanleihen mit hoher Bonit\u00e4t (sog. Investment Grade Rating). Die Zielrendite* betr\u00e4gt derzeit 3,3 %.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7c1a83f elementor-section-stretched elementor-section-content-space-between elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7c1a83f\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1355d87\" data-id=\"1355d87\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8e9b3bc elementor-widget elementor-widget-heading\" data-id=\"8e9b3bc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Die Vorteile von OSKAR ZinsInvest<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db988e8 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"db988e8\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Angestrebte Rendite 3,3 % pro Jahr vor Kosten*<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Du kannst direkt von h\u00f6heren Marktzinsen profitieren, Konto-Hopping bleibt Dir damit erspart<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Kein Maximalbetrag. Die ETFs sind Sonderverm\u00f6gen, damit sind Einlagen auch \u00fcber die Grenzen der Einlagensicherung von Kontoguthaben hinaus gesch\u00fctzt<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Als Einmal-Invest oder schon ab 25 Euro Sparrate im Monat<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6bbb8f30 elementor-section-stretched elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6bbb8f30\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4f460ba1\" data-id=\"4f460ba1\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7578e367 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"7578e367\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-34f52cd0\" data-id=\"34f52cd0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4df9f829 elementor-widget elementor-widget-heading\" data-id=\"4df9f829\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">In diese ETFs investiert OSKAR ZinsInvest<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-daa7d58 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"daa7d58\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ea7c458\" data-id=\"ea7c458\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e63438b elementor-invisible elementor-widget elementor-widget-raven-image\" data-id=\"e63438b\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;rotateIn&quot;}\" data-widget_type=\"raven-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-image\">\n\t\t\n\t\t\n\t\t<img decoding=\"async\" width=\"158\" height=\"158\" src=\"https:\/\/origin.oskar.de\/wp-content\/uploads\/2023\/10\/img-zins-pie.svg\" class=\"attachment-full size-full wp-image-9627\" alt=\"\" \/>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ea54ca elementor-widget elementor-widget-text-editor\" data-id=\"8ea54ca\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>ETFs auf den Geldmarkt <strong>30 %<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97ec233 elementor-widget elementor-widget-text-editor\" data-id=\"97ec233\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Unternehmensanleihen <strong>70 %<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ec53839\" data-id=\"ec53839\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6e34b34 elementor-widget elementor-widget-heading\" data-id=\"6e34b34\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Portfolio-Zusammensetzung<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c12ddb elementor-widget elementor-widget-heading\" data-id=\"6c12ddb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Bei der ZinsInvest Strategie wird ausschlie\u00dflich in Anleihen und ETFs auf den Geldmarkt investiert.<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fd57ba9 elementor-widget elementor-widget-html\" data-id=\"5fd57ba9\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"dcf-overflow-x-auto\" tabindex=\"0\">\r\n<table class=\"dcf-table dcf-w-100%\">\r\n\r\n\t<tbody>\r\n\t\t<tr>\r\n\t\t\t<td><b>Anlageklasse<\/b><\/td>\r\n\t\t\t<td><b>ETF<\/b><\/td>\r\n\t\t\t<td><b>Kosten \/TER in % p.a.<\/b><\/td>\r\n\t\t\t<td><b>Gewichtung<\/b><\/td>\r\n\t\t<\/tr>\r\n\t\t<tr>\r\n\t\t\t<td>Geldmarkt Eurozone<\/td>\r\n\t\t\t<td>Xtrackers Euro Overnight Rate Swap UCITS ETF<\/td>\r\n\t\t\t<td>0,10<\/td>\r\n\t\t\t<td>30%<\/td>\r\n\t\t<\/tr>\r\n\t\t<tr>\r\n\t\t\t<td>Unternehmensanleihen kurzlaufend<\/td>\r\n\t\t\t<td>iShares Euro Ultrashort Bond UCITS ETF<\/td>\r\n\t\t\t<td>0,09<\/td>\r\n\t\t\t<td>20%<\/td>\r\n\t\t<\/tr>\r\n\t\t<tr>\r\n\t\t\t<td>Unternehmensanleihen<\/td>\r\n\t\t\t<td>iShares Euro Corporate Bond 1-5Y UCITS ETF<\/td>\r\n\t\t\t<td>0,20<\/td>\r\n\t\t\t<td>25%<\/td>\r\n\t\t<\/tr>\r\n\t\t<tr>\r\n\t\t\t<td>Unternehmensanleihen<\/td>\r\n\t\t\t<td>Amundi Euro Corporate SRI 0-3Y UCITS ETF<\/td>\r\n\t\t\t<td>0,12<\/td>\r\n\t\t\t<td>25%<\/td>\r\n\t\t<\/tr>\t\t\r\n\t<\/tbody>\r\n<\/table><\/div>\r\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-549f02dd swipe-animation elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-text-editor\" data-id=\"549f02dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u2190 Swipe<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ce3a65 elementor-widget elementor-widget-text-editor\" data-id=\"2ce3a65\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Die Kosten f\u00fcr alle in OSKAR ZinsInvest enthaltenen ETFs liegen durchschnittlich bei 0,13% p.a. und sind bereits in den Kursen enthalten. Sie werden Dir also nicht separat berechnet.<\/p><p>Die Tabelle stellt das aktuelle Anlageuniversum von OSKAR ZinsInvest dar. Wir \u00fcberwachen unsere ETF-Auswahl laufend und ersetzen gelegentlich einzelne ETFs, sobald besser geeignete Produkte erh\u00e4ltlich sind. \u00a0Nicht zuletzt aus steuerlichen Gr\u00fcnden wird ein solcher Austausch graduell durchgef\u00fchrt, was dazu f\u00fchren kann, dass bei Bestandskunden vor\u00fcbergehend sowohl die urspr\u00fcnglichen als auch die neuen ETFs im Portfolio enthalten sind. Bei Kauftransaktionen werden jedoch ausschlie\u00dflich die neuen ETFs gekauft. Die Geldanlage an den Kapitalm\u00e4rkten ist mit Risiken verbunden. Bitte beachte unsere <a href=\"\/risikohinweise\/\">Risikohinweise<\/a>.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-62984dcf elementor-section-stretched elementor-reverse-tablet elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"62984dcf\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-26616b7f\" data-id=\"26616b7f\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-25ebf435 elementor-widget elementor-widget-heading\" data-id=\"25ebf435\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Lerne die OSKAR App kennen<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-285fe1b7 elementor-widget elementor-widget-text-editor\" data-id=\"285fe1b7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>OSKAR gibt es im Web und nat\u00fcrlich auch als App. Die App kannst Du hier kostenlos runterladen:<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6e2c9aff elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6e2c9aff\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-786e35c5\" data-id=\"786e35c5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5eb82f1b elementor-widget__width-auto elementor-widget-mobile__width-inherit elementor-widget elementor-widget-raven-image\" data-id=\"5eb82f1b\" data-element_type=\"widget\" data-widget_type=\"raven-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-image\">\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/apps.apple.com\/de\/app\/oskar-dein-etf-sparplan\/id1423114287\" class=\"elementor-clickable\" data-elementor-open-lightbox=\"\">\n\t\t\n\t\t<img decoding=\"async\" width=\"191\" height=\"56\" src=\"https:\/\/origin.oskar.de\/wp-content\/uploads\/2022\/07\/Apple.svg\" class=\"elementor-animation-grow attachment-full size-full wp-image-335\" alt=\"\" \/>\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32ec07 elementor-widget__width-auto elementor-widget-mobile__width-inherit elementor-widget elementor-widget-raven-image\" data-id=\"32ec07\" data-element_type=\"widget\" data-widget_type=\"raven-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-image\">\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/play.google.com\/store\/apps\/details?id=oskargmbh.de.oskar&amp;hl=de&amp;gl=US\" class=\"elementor-clickable\" data-elementor-open-lightbox=\"\">\n\t\t\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"190\" height=\"56\" src=\"https:\/\/origin.oskar.de\/wp-content\/uploads\/2022\/07\/Google.svg\" class=\"elementor-animation-grow attachment-full size-full wp-image-334\" alt=\"\" \/>\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-57640d6c\" data-id=\"57640d6c\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1007a902 elementor-widget elementor-widget-spacer\" data-id=\"1007a902\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>3,3 % Zielrendite: Automatisch von Zinsen profitieren* Die smarte Alternative zum Tagesgeld: Mit der ZinsInvest Strategie von hohen Zinsen durch ein automatisiertes Investment in Anleihen- und ETFs auf den Geldmarkt profitieren. Jetzt loslegen Mehr erfahren Die Kapitalanlage ist mit Risiken verbunden. OSKAR Portfolios verwaltet von Scalable Capital. *Die angestrebte Rendite ist variabel und betr\u00e4gt 3,3 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-9595","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Alternative zum Tagesgeld: OSKAR ZinsInvest<\/title>\n<meta name=\"description\" content=\"OSKAR ZinsInvest verfolgt das Ziel, bei einer kurz- bis mittelfristigen Anlagedauer von hohen Zinsen zu profitieren.\" \/>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Alternative zum Tagesgeld: OSKAR ZinsInvest\" \/>\n<meta property=\"og:description\" content=\"OSKAR ZinsInvest verfolgt das Ziel, bei einer kurz- bis mittelfristigen Anlagedauer von hohen Zinsen zu profitieren.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/origin.oskar.de\/zinsinvest\/\" \/>\n<meta property=\"og:site_name\" content=\"OSKAR, der einfache ETF Sparplan\" \/>\n<meta property=\"article:modified_time\" content=\"2024-10-07T10:02:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/origin.oskar.de\/wp-content\/uploads\/2023\/10\/img-zinsinvest.svg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Gesch\u00e4tzte Lesezeit\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 Minuten\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/origin.oskar.de\/zinsinvest\/\",\"url\":\"https:\/\/origin.oskar.de\/zinsinvest\/\",\"name\":\"Alternative zum Tagesgeld: OSKAR ZinsInvest\",\"isPartOf\":{\"@id\":\"https:\/\/origin.oskar.de\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/origin.oskar.de\/zinsinvest\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/origin.oskar.de\/zinsinvest\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/origin.oskar.de\/wp-content\/uploads\/2023\/10\/img-zinsinvest.svg\",\"datePublished\":\"2023-09-26T12:11:26+00:00\",\"dateModified\":\"2024-10-07T10:02:30+00:00\",\"description\":\"OSKAR ZinsInvest verfolgt das Ziel, bei einer kurz- bis mittelfristigen Anlagedauer von hohen Zinsen zu profitieren.\",\"breadcrumb\":{\"@id\":\"https:\/\/origin.oskar.de\/zinsinvest\/#breadcrumb\"},\"inLanguage\":\"de-DE\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/origin.oskar.de\/zinsinvest\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"de-DE\",\"@id\":\"https:\/\/origin.oskar.de\/zinsinvest\/#primaryimage\",\"url\":\"https:\/\/origin.oskar.de\/wp-content\/uploads\/2023\/10\/img-zinsinvest.svg\",\"contentUrl\":\"https:\/\/origin.oskar.de\/wp-content\/uploads\/2023\/10\/img-zinsinvest.svg\",\"width\":1401,\"height\":187},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/origin.oskar.de\/zinsinvest\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Startseite\",\"item\":\"https:\/\/origin.oskar.de\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"OSKAR ZinsInvest\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/origin.oskar.de\/#website\",\"url\":\"https:\/\/origin.oskar.de\/\",\"name\":\"OSKAR, der einfache ETF Sparplan\",\"description\":\"ETF-Sparplan OSKAR - 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